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Owner Operator Pay Package Comparison

Comparing offers from different carriers? A flat $1.00/mile with all expenses paid can beat $1.65/mile where you buy your own fuel. Enter each package below to see what actually lands in your pocket — per mile, per week, and per year.

Your Truck & Driving (Applies to Every Package)
$/gal
Use today's pump price near you.
⛽mpg
Heavy loads lower this — use a real average.
$/mi
Your repair/tire reserve per mile.
$/mi
Truck/trailer payment, insurance, permits ÷ miles.
MI
Average loaded + empty miles weekly.
Pay Packages to Compare
Best Package For You
Highest Net Pay
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net per mile, in your pocket
Net Per Week
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Net Per Month
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Net Per Year
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Net Take-Home Per Year — Side By Side

How To Read This

Net per mile is your pay rate minus everything you actually pay out: fuel (after any discount), maintenance & tires, your fixed overhead, and any fees the carrier deducts. The package with the highest net per mile puts the most money in your pocket — even if its sticker rate looks lower.

A package that says "all expenses paid" can win at a low rate because you're not buying fuel. A high per-mile rate can lose once you subtract pump-price fuel with no discount. Run it with your real MPG and today's diesel price for an honest comparison.

Disclaimer: This calculator is for informational and comparison purposes only. Results are estimates based entirely on the numbers you enter and on simplifying assumptions — actual pay, fuel burn, maintenance, deductions, and miles vary load-to-load and week-to-week. Heavier loads burn more fuel and wear equipment faster, so your real MPG and maintenance cost may differ from your inputs. Fuel discounts, surcharges, escrow, and deduction structures differ by carrier and contract. TruckNmore makes no guarantee of accuracy. Always read the full lease/settlement agreement and consult a qualified accountant or business advisor before signing on with any carrier.